Small Business Finance Tips You Can Use Today

Accounts Payable Procedures

Implementing effective accounts payable procedures can make a lot of difference to the amount of interruptions you get, and substantially reward you with better credit terms and higher credit limits

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Business Valuation Software

If you're not red hot on valuation techniques, then buying some Business Valuation Software could give you the degree of comfort that you need. While the principles of valuation are well founded, the

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Business Valuation Methods and Techniques

The key different business valuation methods have principles which are easy to learn. Successful application needs practice and big dollops of common sense, and a prudential approach. Find out how

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Small Business Valuation

Small Business Valuation techniques have been established for some time now. While facts cannot be disputed, subjective assumptions of the valuation drivers make buyer and seller negotiating essential

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Price Earnings Ratio

The Price Earnings Ratio is a classic financial ratio that is used to evaluate the market's perception of the worth of a company in relation to it's earnings. If combined with profits growth, it can..

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Creating a Balance Sheet

Creating a balance sheet is straightforward when you follow some easy techniques. First up is that everything must balance! With that in mind, it's easy to build a balance sheet example that will help

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Understanding Financial Statements

Understanding financial statements made easy! No more bamboozling confused feelings or blank stares. Get to grips with financial statements right away with this simple guide

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Quick Ratio - Testing Liquidity

The Quick Ratio goes straight to the heart of true business liquidity by ignoring the problems of inventory realisation and valuation. It is meaner, tougher, and more exacting than the current ratio

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Current Ratio

The current ratio is the big daddy of short term liquidity ratios, and shows the degree of cover of short term current assets, over and above short term current liabilities. Here's how to calculate it

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Liquidity Ratios

Liquidity ratios, irrespective of profitability, aim to give and idea about whether a business has enough cash to meet immediate short term liabilities. If it doesn't, then it's in financial crisis.

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Net Profit Margin

Net Profit Margin percentage is a very real indicator of the true quality of the underlying business. Find out how to work it out here.

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Operating Profit Margin

Computing operating profit margin will show you how effectively you are managing all the cost items that you are in control of in the business. You can compare with other businesses, and benchmark

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Gross Profit Margin, Gross Profit Percentage

Call it what you will: Gross profit margin, gross profit %, gross profit formula, or ratio - It's a great indicator of the underlying strength of a business, and it's competitive advantages

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Accounts Receivable Turnover

Using the Accounts Receivable Turnover Ratio, you quickly learn how credit sales affect the working capital requirements of the business, as well as how good the company is at collecting out it's debt

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Accounting Formulas, Financial Ratio Formulas

Enter the enlightening world of accounting formulas, and transform your understanding of the good, the bad and the ugly business

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Sample Income Statement, Income Statement Format

A clear concise sample income statement template you can use to learn the layout or copy and change to fit your personal requirements

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Working Capital Ratio

With your working capital ratio in hand, you can make sound estimates about how much funding your business will require before entering a period of growth, and measure any improvement initiatives

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Inventory Turnover Ratio

The inventory turnover ratio is a great way to learn how effectively a business utilises its trading assets

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Sample Balance Sheet Template, Examples of Balance Sheets

Sample Balance Sheet Template you can copy and use to learn about balance sheets, or build your own

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Discounted Cash Flow Calculator

Easy to use discounted cash flow calculator to help you evaluate investment decisions

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Sample Cash Flow Statement

Looking for a sample cash flow statement? Here is one you can copy and repurpose for your own use.

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Business cash controls using cash flow analysis and cash flow systems

Defining cash flow, identifying the different cash flows in and out of your business, and the most effective reports to give you the best business cash controls

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Financial Ratio Analysis

Use financial ratio analysis to improve your returns from your business, to benchmark against competitors, to identify areas that need improvement

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Small Business Tax Deductions

Enjoy small business tax advantages using the latest small business tax deductions to reduce what you'll pay

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Budget Planning

Budget planning for your small business is an essential activity that will reward the time you invest in pulling the budget together handsomely. Get useful budgeting tips you can use straight away

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Working Capital Financing

Ensuring you have sufficient working capital financing in place is essential if you want to maintain a successful business. This article explains some of the key factors you must understand and manage

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How to Finance a Business

Ever wondered how to finance a business? There are many different ways including loans and equity. Read more to find out how

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History of Bookkeeping, Bookkeeping History

A concise history of bookkeeping showing that it is in the nature of mankind to record transactions. Not until the middle ages was the forebear of today's modern bookkeeping established with

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Double Entry Bookkeeping, Accounting Double Entry

Double entry bookkeeping is the term used to describe how businesses record a transaction in the financial books or accounts. The concept is based upon the fact that there are two sides to every story

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Working Capital Management,

Working Capital Management is the best way to optimize the amount of cash you need to operate your business, and hence reduce working capital financing costs. Here's how..

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Financial Glossary, Financial Glossary of Terms

A helpful financial glossary of terms demystifying commonly used financial phrases, taking away confusion, and without being too technical

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Bookkeeping Tips, Book Keeping Tips

Great bookkeeping tips to help you get your books up to date in less time. They'll help you maintain financial control, and enable you to manage your working capital more effectively and securely

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Basic Bookkeeping, Bookkeeping Basics

Basic bookkeeping is about obtaining, organizing and filing financial papers so you can quickly administer them and extract valuable information from your accounting software

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Bookkeeping Basics, Bookkeeping Systems

Find out the essential bookkeeping basics, set up your bookkeeping systems and you'll have some really powerful information to run your business profitably

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Business Tips, Tips for Business

Are you on the look out for business tips to improve your business profitability? These business tips are easy to understand, straightforward to implement, and will lead you to profit

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