Small Business Finance Tips You Can Use Today

Break Even Analysis, Break Even Point

Call it what you will, Break Even Analysis or Break Even Point, Working out how much you need to sell before you start to make a profit is fun and essential

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Peer to Peer Lending

Peer to peer lending is not a new idea, but with the availability of new technologies is making win-win waves in the lending market place

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Accounting Journal Entries

Comprehensive overview of accounting journal entries, used in producing accounts, and simple journal entry examples

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Accounting 101

Blow by blow accounting 101 to start you on your enlightening journey of financial scorekeeping for your business

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Depreciation calculator, calculating depreciation

You put your asset class and cost into the depreciation calculator, after having set up your depreciation policy, and whizz bang whirrr, the model starts calculating depreciation. Easy.

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Depreciation Expense and Accumulated Depreciation

It's time to give some appreciation to the concept of accumulated depreciation. What it is and why you need depreciation expense in your income statement and accumulated depreciation in your balance

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The Chart of Accounts

The chart of accounts is essential for finding your way around the ledgers of a business. A structured layout helps you find and post transactions to the correct account while giving an overview

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Small Business Franchise Financing

If you're thinking about buying a franchise business, then look out for these small business franchise financing pitfalls

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Canada Government Small Business Loan

The Business Development Bank of Canada and the Canada government small business loan guarantees, plus other Canada small business financing programs

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Balance Sheet Example

Use our balance sheet example to learn about the different parts and presentational styles, not to mention the juicy information you can extract about the financial wellbeing of the business

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Business Credit Checks

Business credit checks are an essential procedure you must carry out before granting credit terms to customers. It protects you against fraud, and mitigates exposure from unnecessary credit risk

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Activity Based Costing (ABC)

Activity based costing is a relative newcomer to the costing party, and aims to combine the best ideas, more timely decision making information about resource use and intelligent application of them

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Standard Costing

Standard costing is a widely used and practical solution to costing, pricing and process control enabling useful variance analysis and feedback to hone in on areas that need action or investigation

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Absorption Costing - Pricing products to cover manufacturing overheads

Absorption costing is about making sure that products are priced to more than cover the cost of manufacture, but also to match the costs of products to the sales made in any given period

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Variable Costing - Relevant costing for making effective pricing decisions

Variable costing is adaptable and useful when wanting to arrive at effective pricing decisions for your business. It uses direct materials, direct labour and

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Accounts Payable Procedures

Implementing effective accounts payable procedures can make a lot of difference to the amount of interruptions you get, and substantially reward you with better credit terms and higher credit limits

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Business Valuation Software

If you're not red hot on valuation techniques, then buying some Business Valuation Software could give you the degree of comfort that you need. While the principles of valuation are well founded, the

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Business Valuation Methods and Techniques

The key different business valuation methods have principles which are easy to learn. Successful application needs practice and big dollops of common sense, and a prudential approach. Find out how

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Small Business Valuation

Small Business Valuation techniques have been established for some time now. While facts cannot be disputed, subjective assumptions of the valuation drivers make buyer and seller negotiating essential

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Price Earnings Ratio

The Price Earnings Ratio is a classic financial ratio that is used to evaluate the market's perception of the worth of a company in relation to it's earnings. If combined with profits growth, it can..

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Creating a Balance Sheet

Creating a balance sheet is straightforward when you follow some easy techniques. First up is that everything must balance! With that in mind, it's easy to build a balance sheet example that will help

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Understanding Financial Statements

Understanding financial statements made easy! No more bamboozling confused feelings or blank stares. Get to grips with financial statements right away with this simple guide

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Quick Ratio - Testing Liquidity

The Quick Ratio goes straight to the heart of true business liquidity by ignoring the problems of inventory realisation and valuation. It is meaner, tougher, and more exacting than the current ratio

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Current Ratio

The current ratio is the big daddy of short term liquidity ratios, and shows the degree of cover of short term current assets, over and above short term current liabilities. Here's how to calculate it

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Liquidity Ratios

Liquidity ratios, irrespective of profitability, aim to give and idea about whether a business has enough cash to meet immediate short term liabilities. If it doesn't, then it's in financial crisis.

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Net Profit Margin

Net Profit Margin percentage is a very real indicator of the true quality of the underlying business. Find out how to work it out here.

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Operating Profit Margin

Computing operating profit margin will show you how effectively you are managing all the cost items that you are in control of in the business. You can compare with other businesses, and benchmark

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Gross Profit Margin, Gross Profit Percentage

Call it what you will: Gross profit margin, gross profit %, gross profit formula, or ratio - It's a great indicator of the underlying strength of a business, and it's competitive advantages

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Accounts Receivable Turnover

Using the Accounts Receivable Turnover Ratio, you quickly learn how credit sales affect the working capital requirements of the business, as well as how good the company is at collecting out it's debt

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Accounting Formulas, Financial Ratio Formulas

Enter the enlightening world of accounting formulas, and transform your understanding of the good, the bad and the ugly business

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Sample Income Statement, Income Statement Format

A clear concise sample income statement template you can use to learn the layout or copy and change to fit your personal requirements

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Working Capital Ratio

With your working capital ratio in hand, you can make sound estimates about how much funding your business will require before entering a period of growth, and measure any improvement initiatives

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Inventory Turnover Ratio

The inventory turnover ratio is a great way to learn how effectively a business utilises its trading assets

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Sample Balance Sheet Template, Examples of Balance Sheets

Sample Balance Sheet Template you can copy and use to learn about balance sheets, or build your own

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Discounted Cash Flow Calculator

Easy to use discounted cash flow calculator to help you evaluate investment decisions

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