http://www.smallbusinessfinancetips.com/Small-Business-Finance-blog.html Great small business finance tips, hints and techniques that you can use in your business right now. en-us Small Business Finance Thu, 27 Oct 2011 19:03:12 GMT Thu, 27 Oct 2011 19:03:12 GMT smallbusinessfinancetips.com http://www.smallbusinessfinancetips.com/break-even-analysis.html Call it what you will, Break Even Analysis or Break Even Point, Working out how much you need to sell before you start to make a profit is fun and essential Tue, 20 Sep 2011 19:07:50 GMT http://www.smallbusinessfinancetips.com/peer-to-peer-lending.html Peer to peer lending is not a new idea, but with the availability of new technologies is making win-win waves in the lending market place Mon, 29 Aug 2011 12:40:35 GMT http://www.smallbusinessfinancetips.com/accounting-journal-entries.html Comprehensive overview of accounting journal entries, used in producing accounts, and simple journal entry examples Sun, 07 Aug 2011 15:08:11 GMT http://www.smallbusinessfinancetips.com/accounting-101.html Blow by blow accounting 101 to start you on your enlightening journey of financial scorekeeping for your business Sat, 30 Jul 2011 17:21:40 GMT http://www.smallbusinessfinancetips.com/depreciation-calculator.html You put your asset class and cost into the depreciation calculator, after having set up your depreciation policy, and whizz bang whirrr, the model starts calculating depreciation. Easy. Wed, 22 Jun 2011 19:15:50 GMT http://www.smallbusinessfinancetips.com/depreciation-expense.html It's time to give some appreciation to the concept of accumulated depreciation. What it is and why you need depreciation expense in your income statement and accumulated depreciation in your balance Sun, 22 May 2011 14:39:54 GMT http://www.smallbusinessfinancetips.com/chart-of-accounts.html The chart of accounts is essential for finding your way around the ledgers of a business. A structured layout helps you find and post transactions to the correct account while giving an overview Tue, 17 May 2011 19:34:35 GMT http://www.smallbusinessfinancetips.com/small-business-franchise.html If you're thinking about buying a franchise business, then look out for these small business franchise financing pitfalls Sat, 14 May 2011 09:09:14 GMT http://www.smallbusinessfinancetips.com/canada-government-small-business-loan.html The Business Development Bank of Canada and the Canada government small business loan guarantees, plus other Canada small business financing programs Sun, 10 Apr 2011 12:17:26 GMT http://www.smallbusinessfinancetips.com/balance-sheet-example.html Use our balance sheet example to learn about the different parts and presentational styles, not to mention the juicy information you can extract about the financial wellbeing of the business Sat, 22 Jan 2011 10:15:09 GMT http://www.smallbusinessfinancetips.com/business-credit-checks.html Business credit checks are an essential procedure you must carry out before granting credit terms to customers. It protects you against fraud, and mitigates exposure from unnecessary credit risk Sun, 09 Jan 2011 15:01:18 GMT http://www.smallbusinessfinancetips.com/activity-based-costing.html Activity based costing is a relative newcomer to the costing party, and aims to combine the best ideas, more timely decision making information about resource use and intelligent application of them Wed, 29 Sep 2010 19:30:15 GMT http://www.smallbusinessfinancetips.com/standard-costing.html Standard costing is a widely used and practical solution to costing, pricing and process control enabling useful variance analysis and feedback to hone in on areas that need action or investigation Sun, 26 Sep 2010 18:54:05 GMT http://www.smallbusinessfinancetips.com/absorption-costing.html Absorption costing is about making sure that products are priced to more than cover the cost of manufacture, but also to match the costs of products to the sales made in any given period Mon, 20 Sep 2010 18:01:13 GMT http://www.smallbusinessfinancetips.com/variable-costing.html Variable costing is adaptable and useful when wanting to arrive at effective pricing decisions for your business. It uses direct materials, direct labour and Thu, 16 Sep 2010 18:21:17 GMT http://www.smallbusinessfinancetips.com/accounts-payable-procedures.html Implementing effective accounts payable procedures can make a lot of difference to the amount of interruptions you get, and substantially reward you with better credit terms and higher credit limits Thu, 24 Jun 2010 19:59:49 GMT http://www.smallbusinessfinancetips.com/business-valuation-software.html If you're not red hot on valuation techniques, then buying some Business Valuation Software could give you the degree of comfort that you need. While the principles of valuation are well founded, the Tue, 01 Jun 2010 18:56:08 GMT http://www.smallbusinessfinancetips.com/business-valuation-methods.html The key different business valuation methods have principles which are easy to learn. Successful application needs practice and big dollops of common sense, and a prudential approach. Find out how Fri, 21 May 2010 18:35:11 GMT http://www.smallbusinessfinancetips.com/small-business-valuation.html Small Business Valuation techniques have been established for some time now. While facts cannot be disputed, subjective assumptions of the valuation drivers make buyer and seller negotiating essential Thu, 20 May 2010 19:40:19 GMT http://www.smallbusinessfinancetips.com/price-earnings-ratio.html The Price Earnings Ratio is a classic financial ratio that is used to evaluate the market's perception of the worth of a company in relation to it's earnings. If combined with profits growth, it can.. Sun, 16 May 2010 11:30:33 GMT http://www.smallbusinessfinancetips.com/creating-a-balance-sheet.html Creating a balance sheet is straightforward when you follow some easy techniques. First up is that everything must balance! With that in mind, it's easy to build a balance sheet example that will help Sat, 15 May 2010 19:50:12 GMT http://www.smallbusinessfinancetips.com/understanding-financial-statements.html Understanding financial statements made easy! No more bamboozling confused feelings or blank stares. Get to grips with financial statements right away with this simple guide Thu, 13 May 2010 22:14:27 GMT http://www.smallbusinessfinancetips.com/quick-ratio.html The Quick Ratio goes straight to the heart of true business liquidity by ignoring the problems of inventory realisation and valuation. It is meaner, tougher, and more exacting than the current ratio Tue, 11 May 2010 17:52:35 GMT http://www.smallbusinessfinancetips.com/current-ratio.html The current ratio is the big daddy of short term liquidity ratios, and shows the degree of cover of short term current assets, over and above short term current liabilities. Here's how to calculate it Sun, 09 May 2010 18:32:37 GMT http://www.smallbusinessfinancetips.com/liquidity-ratios.html Liquidity ratios, irrespective of profitability, aim to give and idea about whether a business has enough cash to meet immediate short term liabilities. If it doesn't, then it's in financial crisis. Sun, 09 May 2010 11:18:41 GMT http://www.smallbusinessfinancetips.com/net-profit-margin.html Net Profit Margin percentage is a very real indicator of the true quality of the underlying business. Find out how to work it out here. Sun, 09 May 2010 10:38:59 GMT http://www.smallbusinessfinancetips.com/operating-profit-margin.html Computing operating profit margin will show you how effectively you are managing all the cost items that you are in control of in the business. You can compare with other businesses, and benchmark Wed, 05 May 2010 19:16:19 GMT http://www.smallbusinessfinancetips.com/gross-profit-margin.html Call it what you will: Gross profit margin, gross profit , gross profit formula, or ratio - It's a great indicator of the underlying strength of a business, and it's competitive advantages Tue, 04 May 2010 19:13:37 GMT http://www.smallbusinessfinancetips.com/accounts-receivable-turnover.html Using the Accounts Receivable Turnover Ratio, you quickly learn how credit sales affect the working capital requirements of the business, as well as how good the company is at collecting out it's debt Sun, 02 May 2010 09:43:13 GMT http://www.smallbusinessfinancetips.com/accounting-formulas.html Enter the enlightening world of accounting formulas, and transform your understanding of the good, the bad and the ugly business Thu, 29 Apr 2010 20:18:41 GMT http://www.smallbusinessfinancetips.com/sample-income-statement.html A clear concise sample income statement template you can use to learn the layout or copy and change to fit your personal requirements Wed, 28 Apr 2010 19:08:56 GMT http://www.smallbusinessfinancetips.com/working-capital-ratio.html With your working capital ratio in hand, you can make sound estimates about how much funding your business will require before entering a period of growth, and measure any improvement initiatives Tue, 27 Apr 2010 17:47:32 GMT http://www.smallbusinessfinancetips.com/inventory-turnover-ratio.html The inventory turnover ratio is a great way to learn how effectively a business utilises its trading assets Mon, 26 Apr 2010 19:15:07 GMT http://www.smallbusinessfinancetips.com/sample-balance-sheet.html Sample Balance Sheet Template you can copy and use to learn about balance sheets, or build your own Sat, 24 Apr 2010 10:03:20 GMT http://www.smallbusinessfinancetips.com/discounted-cash-flow-calculator.html Easy to use discounted cash flow calculator to help you evaluate investment decisions Wed, 21 Apr 2010 19:36:32 GMT http://www.smallbusinessfinancetips.com/sample-cash-flow-statement.html Looking for a sample cash flow statement? Here is one you can copy and repurpose for your own use. Mon, 19 Apr 2010 22:49:04 GMT http://www.smallbusinessfinancetips.com/financial-ratio-analysis.html Use financial ratio analysis to improve your returns from your business, to benchmark against competitors, to identify areas that need improvement Sat, 09 Jan 2010 19:47:14 GMT http://www.smallbusinessfinancetips.com/small-business-tax-deductions.html Enjoy small business tax advantages using the latest small business tax deductions to reduce what you'll pay Wed, 21 Oct 2009 18:35:17 GMT http://www.smallbusinessfinancetips.com/budget-planning.html Budget planning for your small business is an essential activity that will reward the time you invest in pulling the budget together handsomely. Get useful budgeting tips you can use straight away Sun, 11 Oct 2009 18:33:54 GMT http://www.smallbusinessfinancetips.com/working-capital-financing.html Ensuring you have sufficient working capital financing in place is essential if you want to maintain a successful business. This article explains some of the key factors you must understand and manage Sun, 13 Sep 2009 09:07:37 GMT http://www.smallbusinessfinancetips.com/how-to-finance-a-business.html Ever wondered how to finance a business? There are many different ways including loans and equity. Read more to find out how Wed, 09 Sep 2009 10:55:34 GMT http://www.smallbusinessfinancetips.com/history-of-bookkeeping.html A concise history of bookkeeping showing that it is in the nature of mankind to record transactions. Not until the middle ages was the forebear of today's modern bookkeeping established with Mon, 24 Aug 2009 19:23:59 GMT http://www.smallbusinessfinancetips.com/double-entry-bookkeeping.html Double entry bookkeeping is the term used to describe how businesses record a transaction in the financial books or accounts. The concept is based upon the fact that there are two sides to every story Sat, 18 Jul 2009 19:43:57 GMT http://www.smallbusinessfinancetips.com/working-capital-management.html Working Capital Management is the best way to optimize the amount of cash you need to operate your business, and hence reduce working capital financing costs. Here's how.. Sat, 18 Jul 2009 09:29:36 GMT http://www.smallbusinessfinancetips.com/financial-glossary.html A helpful financial glossary of terms demystifying commonly used financial phrases, taking away confusion, and without being too technical Wed, 15 Jul 2009 19:47:32 GMT http://www.smallbusinessfinancetips.com/bookkeeping-tips.html Great bookkeeping tips to help you get your books up to date in less time. They'll help you maintain financial control, and enable you to manage your working capital more effectively and securely Tue, 14 Jul 2009 19:34:25 GMT http://www.smallbusinessfinancetips.com/basic-bookkeeping.html Basic bookkeeping is about obtaining, organizing and filing financial papers so you can quickly administer them and extract valuable information from your accounting software Sat, 11 Jul 2009 09:19:35 GMT http://www.smallbusinessfinancetips.com/bookkeeping-basics.html Find out the essential bookkeeping basics, set up your bookkeeping systems and you'll have some really powerful information to run your business profitably Fri, 10 Jul 2009 20:05:19 GMT http://www.smallbusinessfinancetips.com/business-tips.html Are you on the look out for business tips to improve your business profitability? These business tips are easy to understand, straightforward to implement, and will lead you to profit Wed, 08 Jul 2009 23:19:13 GMT http://www.smallbusinessfinancetips.com/open-source-accounting-software.html Take advantage of the open source movement and get yourself some low or no cost open source accounting software, and get your books in order sooner rather than later. Sat, 27 Jun 2009 16:59:10 GMT