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   <title>Small Business Finance Tips You Can Use Today</title>
   <link>http://www.smallbusinessfinancetips.com/Small-Business-Finance-blog.html</link>
   <description>Great small business finance tips, hints and techniques that you can use in your business right now.</description>
   <language>en-us</language>
   <category domain = "http://www.smallbusinessfinancetips.com/Small-Business-Finance-blog.html#">Small Business Finance</category>
   <pubDate>Thu, 24 Jun 2010 19:59:50 GMT</pubDate>
   <lastBuildDate>Thu, 24 Jun 2010 19:59:50 GMT</lastBuildDate>
   <copyright>smallbusinessfinancetips.com</copyright>
   <item>
    <title>Accounts Payable Procedures</title>
    <link>http://www.smallbusinessfinancetips.com/accounts-payable-procedures.html</link>
    <description>Implementing effective accounts payable procedures can make a lot of difference to the amount of interruptions you get, and substantially reward you with better credit terms and higher credit limits</description>
    <pubDate>Thu, 24 Jun 2010 19:59:49 GMT</pubDate>
   </item>
   <item>
    <title>Business Valuation Software</title>
    <link>http://www.smallbusinessfinancetips.com/business-valuation-software.html</link>
    <description>If you&#39;re not red hot on valuation techniques, then buying some Business Valuation Software could give you the degree of comfort that you need. While the principles of valuation are well founded, the </description>
    <pubDate>Tue, 01 Jun 2010 18:56:08 GMT</pubDate>
   </item>
   <item>
    <title>Business Valuation Methods and Techniques</title>
    <link>http://www.smallbusinessfinancetips.com/business-valuation-methods.html</link>
    <description>The key different business valuation methods have principles which are easy to learn. Successful application needs practice and big dollops of common sense, and a prudential approach. Find out how</description>
    <pubDate>Fri, 21 May 2010 18:35:11 GMT</pubDate>
   </item>
   <item>
    <title>Small Business Valuation</title>
    <link>http://www.smallbusinessfinancetips.com/small-business-valuation.html</link>
    <description>Small Business Valuation techniques have been established for some time now. While facts cannot be disputed, subjective assumptions of the valuation drivers make buyer and seller negotiating essential</description>
    <pubDate>Thu, 20 May 2010 19:40:19 GMT</pubDate>
   </item>
   <item>
    <title>Price Earnings Ratio</title>
    <link>http://www.smallbusinessfinancetips.com/price-earnings-ratio.html</link>
    <description>The Price Earnings Ratio is a classic financial ratio that is used to evaluate the market&#39;s perception of the worth of a company in relation to it&#39;s earnings. If combined with profits growth, it can..</description>
    <pubDate>Sun, 16 May 2010 11:30:33 GMT</pubDate>
   </item>
   <item>
    <title>Creating a Balance Sheet</title>
    <link>http://www.smallbusinessfinancetips.com/creating-a-balance-sheet.html</link>
    <description>Creating a balance sheet is straightforward when you follow some easy techniques. First up is that everything must balance! With that in mind, it&#39;s easy to build a balance sheet example that will help</description>
    <pubDate>Sat, 15 May 2010 19:50:12 GMT</pubDate>
   </item>
   <item>
    <title>Understanding Financial Statements</title>
    <link>http://www.smallbusinessfinancetips.com/understanding-financial-statements.html</link>
    <description>Understanding financial statements made easy! No more bamboozling confused feelings or blank stares. Get to grips with financial statements right away with this simple guide</description>
    <pubDate>Thu, 13 May 2010 22:14:27 GMT</pubDate>
   </item>
   <item>
    <title>Quick Ratio - Testing Liquidity</title>
    <link>http://www.smallbusinessfinancetips.com/quick-ratio.html</link>
    <description>The Quick Ratio goes straight to the heart of true business liquidity by ignoring the problems of inventory realisation and valuation. It is meaner, tougher, and more exacting than the current ratio</description>
    <pubDate>Tue, 11 May 2010 17:52:35 GMT</pubDate>
   </item>
   <item>
    <title>Current Ratio</title>
    <link>http://www.smallbusinessfinancetips.com/current-ratio.html</link>
    <description>The current ratio is the big daddy of short term liquidity ratios, and shows the degree of cover of short term current assets, over and above short term current liabilities. Here&#39;s how to calculate it</description>
    <pubDate>Sun, 09 May 2010 18:32:37 GMT</pubDate>
   </item>
   <item>
    <title>Liquidity Ratios</title>
    <link>http://www.smallbusinessfinancetips.com/liquidity-ratios.html</link>
    <description>Liquidity ratios, irrespective of profitability, aim to give and idea about whether a business has enough cash to meet immediate short term liabilities. If it doesn&#39;t,  then it&#39;s in financial crisis.</description>
    <pubDate>Sun, 09 May 2010 11:18:41 GMT</pubDate>
   </item>
   <item>
    <title>Net Profit Margin</title>
    <link>http://www.smallbusinessfinancetips.com/net-profit-margin.html</link>
    <description>Net Profit Margin percentage is a very real indicator of the true quality of the underlying business. Find out how to work it out here.</description>
    <pubDate>Sun, 09 May 2010 10:38:59 GMT</pubDate>
   </item>
   <item>
    <title>Operating Profit Margin</title>
    <link>http://www.smallbusinessfinancetips.com/operating-profit-margin.html</link>
    <description>Computing operating profit margin will show you how effectively you are managing all the cost items that you are in control of in the business. You can compare with other businesses, and benchmark</description>
    <pubDate>Wed, 05 May 2010 19:16:19 GMT</pubDate>
   </item>
   <item>
    <title>Gross Profit Margin, Gross Profit Percentage</title>
    <link>http://www.smallbusinessfinancetips.com/gross-profit-margin.html</link>
    <description>Call it what you will: Gross profit margin, gross profit , gross profit formula, or ratio - It&#39;s a great indicator of the underlying strength of a business, and it&#39;s competitive advantages</description>
    <pubDate>Tue, 04 May 2010 19:13:37 GMT</pubDate>
   </item>
   <item>
    <title>Accounts Receivable Turnover</title>
    <link>http://www.smallbusinessfinancetips.com/accounts-receivable-turnover.html</link>
    <description>Using the Accounts Receivable Turnover Ratio, you quickly learn how credit sales affect the working capital requirements of the business, as well as how good the company is at collecting out it&#39;s debt</description>
    <pubDate>Sun, 02 May 2010 09:43:13 GMT</pubDate>
   </item>
   <item>
    <title>Accounting Formulas, Financial Ratio Formulas</title>
    <link>http://www.smallbusinessfinancetips.com/accounting-formulas.html</link>
    <description>Enter the enlightening world of accounting formulas, and transform your understanding of the good, the bad and the ugly business</description>
    <pubDate>Thu, 29 Apr 2010 20:18:41 GMT</pubDate>
   </item>
   <item>
    <title>Sample Income Statement, Income Statement Format</title>
    <link>http://www.smallbusinessfinancetips.com/sample-income-statement.html</link>
    <description>A clear concise sample income statement template you can use to learn the layout or copy and change to fit your personal requirements</description>
    <pubDate>Wed, 28 Apr 2010 19:08:56 GMT</pubDate>
   </item>
   <item>
    <title>Working Capital Ratio</title>
    <link>http://www.smallbusinessfinancetips.com/working-capital-ratio.html</link>
    <description>With your working capital ratio in hand, you can make sound estimates about how much funding your business will require before entering a period of growth, and measure any improvement initiatives</description>
    <pubDate>Tue, 27 Apr 2010 17:47:32 GMT</pubDate>
   </item>
   <item>
    <title>Inventory Turnover Ratio</title>
    <link>http://www.smallbusinessfinancetips.com/inventory-turnover-ratio.html</link>
    <description>The inventory turnover ratio is a great way to learn how effectively a business  utilises its trading assets</description>
    <pubDate>Mon, 26 Apr 2010 19:15:07 GMT</pubDate>
   </item>
   <item>
    <title>Sample Balance Sheet Template, Examples of Balance Sheets</title>
    <link>http://www.smallbusinessfinancetips.com/sample-balance-sheet.html</link>
    <description>Sample Balance Sheet Template you can copy and use to learn about balance sheets, or build your own</description>
    <pubDate>Sat, 24 Apr 2010 10:03:20 GMT</pubDate>
   </item>
   <item>
    <title>Discounted Cash Flow Calculator</title>
    <link>http://www.smallbusinessfinancetips.com/discounted-cash-flow-calculator.html</link>
    <description>Easy to use discounted cash flow calculator to help you evaluate investment decisions</description>
    <pubDate>Wed, 21 Apr 2010 19:36:32 GMT</pubDate>
   </item>
   <item>
    <title>Sample Cash Flow Statement</title>
    <link>http://www.smallbusinessfinancetips.com/sample-cash-flow-statement.html</link>
    <description>Looking for a sample cash flow statement? Here is one you can copy and repurpose for your own use.</description>
    <pubDate>Mon, 19 Apr 2010 22:49:04 GMT</pubDate>
   </item>
   <item>
    <title>Business cash controls using cash flow analysis and cash flow systems</title>
    <link>http://www.smallbusinessfinancetips.com/business-cash-controls.html</link>
    <description>Defining cash flow, identifying the different cash flows in and out of your business, and the most effective reports to give you the best business cash controls</description>
    <pubDate>Sun, 17 Jan 2010 20:54:46 GMT</pubDate>
   </item>
   <item>
    <title>Financial Ratio Analysis</title>
    <link>http://www.smallbusinessfinancetips.com/financial-ratio-analysis.html</link>
    <description>Use financial ratio analysis to improve your returns from your business, to benchmark against competitors, to identify areas that need improvement</description>
    <pubDate>Sat, 09 Jan 2010 19:47:14 GMT</pubDate>
   </item>
   <item>
    <title>Small Business Tax Deductions</title>
    <link>http://www.smallbusinessfinancetips.com/small-business-tax-deductions.html</link>
    <description>Enjoy small business tax advantages using the latest small business tax deductions to reduce what you&#39;ll pay</description>
    <pubDate>Wed, 21 Oct 2009 18:35:17 GMT</pubDate>
   </item>
   <item>
    <title>Budget Planning</title>
    <link>http://www.smallbusinessfinancetips.com/budget-planning.html</link>
    <description>Budget planning for your small business is an essential activity that will reward the time you invest in pulling the budget together handsomely. Get useful budgeting tips you can use straight away</description>
    <pubDate>Sun, 11 Oct 2009 18:33:54 GMT</pubDate>
   </item>
   <item>
    <title>Working Capital Financing</title>
    <link>http://www.smallbusinessfinancetips.com/working-capital-financing.html</link>
    <description>Ensuring you have sufficient working capital financing in place is essential if you want to maintain a successful business. This article explains some of the key factors you must understand and manage</description>
    <pubDate>Sun, 13 Sep 2009 09:07:37 GMT</pubDate>
   </item>
   <item>
    <title>How to Finance a Business</title>
    <link>http://www.smallbusinessfinancetips.com/how-to-finance-a-business.html</link>
    <description>Ever wondered how to finance a business? There are many different ways including loans and equity. Read more to find out how</description>
    <pubDate>Wed, 09 Sep 2009 10:55:34 GMT</pubDate>
   </item>
   <item>
    <title>History of Bookkeeping, Bookkeeping History</title>
    <link>http://www.smallbusinessfinancetips.com/history-of-bookkeeping.html</link>
    <description>A concise history of bookkeeping showing that it is in the nature of mankind to record transactions. Not until the middle ages was the forebear of today&#39;s modern bookkeeping established with</description>
    <pubDate>Mon, 24 Aug 2009 19:23:59 GMT</pubDate>
   </item>
   <item>
    <title>Double Entry Bookkeeping, Accounting Double Entry</title>
    <link>http://www.smallbusinessfinancetips.com/double-entry-bookkeeping.html</link>
    <description>Double entry bookkeeping is the term used to describe how businesses record a transaction in the financial books or accounts. The concept is based upon the fact that there are two sides to every story</description>
    <pubDate>Sat, 18 Jul 2009 19:43:57 GMT</pubDate>
   </item>
   <item>
    <title>Working Capital Management, </title>
    <link>http://www.smallbusinessfinancetips.com/working-capital-management.html</link>
    <description>Working Capital Management is the best way to optimize the amount of cash you need to operate your business, and hence reduce working capital financing costs. Here&#39;s how..</description>
    <pubDate>Sat, 18 Jul 2009 09:29:36 GMT</pubDate>
   </item>
   <item>
    <title>Financial Glossary, Financial Glossary of Terms</title>
    <link>http://www.smallbusinessfinancetips.com/financial-glossary.html</link>
    <description>A helpful financial glossary of terms demystifying commonly used financial phrases,  taking away confusion, and without being too technical</description>
    <pubDate>Wed, 15 Jul 2009 19:47:32 GMT</pubDate>
   </item>
   <item>
    <title>Bookkeeping Tips, Book Keeping Tips</title>
    <link>http://www.smallbusinessfinancetips.com/bookkeeping-tips.html</link>
    <description>Great bookkeeping tips to help you get your books up to date in less time. They&#39;ll help you maintain financial control, and enable you to manage your working capital more effectively and securely</description>
    <pubDate>Tue, 14 Jul 2009 19:34:25 GMT</pubDate>
   </item>
   <item>
    <title>Basic Bookkeeping, Bookkeeping Basics</title>
    <link>http://www.smallbusinessfinancetips.com/basic-bookkeeping.html</link>
    <description>Basic bookkeeping is about obtaining, organizing and filing financial papers so you can quickly administer them and extract valuable information from your accounting software</description>
    <pubDate>Sat, 11 Jul 2009 09:19:35 GMT</pubDate>
   </item>
   <item>
    <title>Bookkeeping Basics, Bookkeeping Systems</title>
    <link>http://www.smallbusinessfinancetips.com/bookkeeping-basics.html</link>
    <description>Find out the essential bookkeeping basics, set up your bookkeeping systems and you&#39;ll have some really powerful information to run your business profitably</description>
    <pubDate>Fri, 10 Jul 2009 20:05:19 GMT</pubDate>
   </item>
   <item>
    <title>Business Tips, Tips for Business</title>
    <link>http://www.smallbusinessfinancetips.com/business-tips.html</link>
    <description>Are you on the look out for business tips to improve your business profitability? These business tips are easy to understand, straightforward to implement, and will lead you to profit</description>
    <pubDate>Wed, 08 Jul 2009 23:19:13 GMT</pubDate>
   </item>
   <item>
    <title>Small Business Book Keeping, Bookkeeping</title>
    <link>http://www.smallbusinessfinancetips.com/small-business-book-keeping.html</link>
    <description>Beginners guide to the basics of small business book keeping. Outline of the benefits of record keeping, and timely analysis of business finances</description>
    <pubDate>Sun, 05 Jul 2009 22:33:48 GMT</pubDate>
   </item>
   <item>
    <title>Open Source Accounting Software</title>
    <link>http://www.smallbusinessfinancetips.com/open-source-accounting-software.html</link>
    <description>Take advantage of the open source movement and get yourself some low or no cost open source accounting software, and get your books in order sooner rather than later.</description>
    <pubDate>Sat, 27 Jun 2009 16:59:10 GMT</pubDate>
   </item>
   <item>
    <title>Small Business Book Keeping Software, Bookkeeping Software</title>
    <link>http://www.smallbusinessfinancetips.com/small-business-book-keeping-software.html</link>
    <description>Properly specify your small business book keeping software requirements before undertaking any kind of accounting software review</description>
    <pubDate>Sat, 20 Jun 2009 20:05:09 GMT</pubDate>
   </item>
   <item>
    <title>Sports Bar Business Plan</title>
    <link>http://www.smallbusinessfinancetips.com/sports-bar-business-plan.html</link>
    <description>Small Business Finance Tips Sample Business Plans  Sports Bar Business Plan</description>
    <pubDate>Sun, 24 May 2009 08:21:14 GMT</pubDate>
   </item>
   <item>
    <title>Business Start Up Costs, Start up Costs, Start up Estimates</title>
    <link>http://www.smallbusinessfinancetips.com/business-start-up-costs.html</link>
    <description>A great technique for building your business start up costs is to start with the activities that drive expenses.</description>
    <pubDate>Fri, 22 May 2009 18:08:25 GMT</pubDate>
   </item>
   <item>
    <title>Start up Costs, Business Start up Costs, Start up Expenses</title>
    <link>http://www.smallbusinessfinancetips.com/start-up-costs.html</link>
    <description>Its difficult to accurately estimate business start up costs, but critical. A great place to start is by identifying areas of</description>
    <pubDate>Fri, 22 May 2009 16:39:56 GMT</pubDate>
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   <item>
    <title>Small Business Finance Tips - Business Financing Information</title>
    <link>http://www.smallbusinessfinancetips.com/index.html</link>
    <description>Expert Small Business Finance information:- How to write a business plan that gets funded. Small Business Loans success. Sourcing and applying for Small Business Grants</description>
    <pubDate>Mon, 18 May 2009 19:43:16 GMT</pubDate>
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    <title>Cash Flow Forecast, Cash Flow Statement</title>
    <link>http://www.smallbusinessfinancetips.com/cash-flow-forecast.html</link>
    <description>In any business, cash flow management is the highest priority, and a routinely prepared cash flow forecast is the tool you need to successfully manage the flow of money in or out of your business in s</description>
    <pubDate>Sun, 10 May 2009 08:37:30 GMT</pubDate>
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   <item>
    <title>Small Business Franchise Financing</title>
    <link>http://www.smallbusinessfinancetips.com/small-business-franchise.html</link>
    <description>If you&#39;re thinking about buying a franchise business, then look out for these small business franchise financing pitfalls</description>
    <pubDate>Wed, 08 Apr 2009 22:32:36 GMT</pubDate>
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   <item>
    <title>Business Plan Jump Start - Mini Course</title>
    <link>http://www.smallbusinessfinancetips.com/business-plan-jump-start.html</link>
    <description>Jump start your business plan with our free ecourse.</description>
    <pubDate>Sat, 07 Mar 2009 10:57:55 GMT</pubDate>
   </item>
   <item>
    <title>Small Business Loans</title>
    <link>http://www.smallbusinessfinancetips.com/small-business-loans.html</link>
    <description>Tips and techniques to use when applying for small business loans to maximize your chances of a successful application.</description>
    <pubDate>Sat, 28 Feb 2009 11:38:20 GMT</pubDate>
   </item>
   <item>
    <title>Sample Business Plans, Business Plan Examples, Free Business Plans</title>
    <link>http://www.smallbusinessfinancetips.com/sample-business-plans.html</link>
    <description>Find out how to write a  business plan. Use our sample business plans, download free business plans, and free business plan examples</description>
    <pubDate>Tue, 24 Feb 2009 22:51:40 GMT</pubDate>
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    <title>Business Plan Jump Start - Mini Course: Process Engineering</title>
    <link>http://www.smallbusinessfinancetips.com/business-process-engineering.html</link>
    <description>Business Plan Jump Start - Mini Course: Market Intelligence. Realistically addressing market hurdles in your marketplace.</description>
    <pubDate>Sun, 22 Feb 2009 12:55:50 GMT</pubDate>
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   <item>
    <title>How to Start a Business</title>
    <link>http://www.smallbusinessfinancetips.com/how-to-start-a-business.html</link>
    <description>Do you know how to start a business? Have you got what it takes? The Skills and Characteristics, Time Management and Project Skills? Drive and Determination? Read more to find out.</description>
    <pubDate>Tue, 20 Jan 2009 01:31:29 GMT</pubDate>
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